Uttar Pradesh Gramin Bank (UPGB) is a Regional Rural Bank serving customers across Uttar Pradesh. The present bank came into existence on May 1, 2025 after the amalgamation of Baroda U.P. Bank, Prathama U.P. Gramin Bank and Aryavart Bank. Bank of Baroda is the sponsor bank, and the Head Office of the amalgamated bank is located at Lucknow.
UPGB combines the branch networks and customer base of the three predecessor Regional Rural Banks and provides banking services to rural, semi-urban and other customers throughout the state. Its services include savings and current accounts, deposits, agricultural and retail loans, RuPay debit cards, mobile banking through UPGB M-Tarang, internet banking, UPI, AEPS and other digital facilities. The bank also provides a 24×7 missed-call balance enquiry facility for customers with registered domestic mobile numbers.
Uttar Pradesh Gramin Bank Balance Check Number
Uttar Pradesh Gramin Bank provides an official missed-call facility for account balance enquiry. The service is intended for customers whose mobile number is already registered with the bank.
The official UPGB missed-call balance enquiry number is:
9986454440
Give a missed call to this number from the mobile number registered with your account. The bank states that the call disconnects automatically after the first ring. An SMS is then sent showing the last four digits of the account number and the current balance.
The facility is free of cost and available 24×7. It covers eligible Savings Bank, Current Account, Overdraft and Cash Credit accounts linked under the same Customer ID. The bank also states that the service is available only for resident accounts using a domestic mobile number.
Steps to Check UPGB Balance by Missed Call
- Use the mobile number registered with your Uttar Pradesh Gramin Bank account.
- Dial 9986454440.
- Give a missed call to the number.
- The call will disconnect automatically after the first ring.
- Check the SMS received from the bank for the last four digits of the account and the current balance.
The same number is also confirmed in the bank’s post-amalgamation migration FAQ for customers of the predecessor banks. If a mobile number is lost, surrendered or changed, the bank advises the customer to contact the base branch immediately and update or delete the old number.
Uttar Pradesh Gramin Bank Balance Check Through SMS
Uttar Pradesh Gramin Bank provides SMS Alerts as part of its digital services, and the missed-call facility sends the balance response through SMS. However, the current official public pages do not publish a separate customer-initiated BAL keyword and destination number specifically for balance enquiry.
Customers should therefore avoid sending BAL, BALANCE, MINI or similar commands to numbers found on old or third-party websites unless UPGB itself confirms the format. Receiving a balance SMS after a missed call is different from a separate SMS Banking service in which the customer sends a keyword to the bank.
For a verified phone-based balance check, use 9986454440 from the registered mobile number. Customers who want a mini statement or more detailed account information can use UPGB Internet Banking, mobile banking or an ATM.
Uttar Pradesh Gramin Bank Customer Care Numbers
The current Uttar Pradesh Gramin Bank website displays the following toll-free numbers for customer support:
1800-180-0225
1800-102-0304
The current Head Office address is 2nd and 3rd Floor, NBCC Commercial Complex, Vardan Khand, Gomti Nagar Extension, Lucknow – 226010. The official Head Office email listed on the bank website is HO@upgb.bank.in.
Customers should never disclose an OTP, ATM PIN, CVV, UPI PIN, mobile banking PIN or internet banking password while seeking assistance. The bank specifically warns that its representatives do not ask customers to reveal confidential banking credentials.
Check UPGB Balance Through Mobile Banking
Uttar Pradesh Gramin Bank provides mobile banking through its official UPGB M-Tarang application. Customers have to register through the bank and then activate the application using the activation details sent to the registered mobile number.
The bank’s current mobile banking guidance states that Savings, Current, Overdraft and Cash Credit accounts under the customer’s unique Customer ID can be linked to mobile banking. Registration is available through the branch and internet banking, after which the customer installs UPGB M-Tarang from the official app store and completes activation.
Customers should download only the official UPGB M-Tarang application and use the mobile number recorded in the bank’s customer profile during registration and device verification.
Check Uttar Pradesh Gramin Bank Balance Through Internet Banking
UPGB provides 24×7 internet banking for retail and corporate customers. The official internet banking portal specifically lists Balance Enquiry, Mini Statement and Account Summary among its available facilities.
Registered customers can log in through the official UPGB internet banking portal and review account information online. The service also supports account statements, fund transfers, stop-payment requests and other banking functions.
Always open internet banking through the official UPGB website or the bank’s verified internet banking portal. Do not enter login credentials on a page reached through an unknown SMS, email or social-media link.
Check UPGB Balance at an ATM
UPGB debit cardholders can check their account balance at an ATM. Insert the card, enter the ATM PIN and select the Balance Enquiry option. Where available, customers can also use Mini Statement to review recent transactions.
Customers should cover the keypad while entering the PIN and should never allow an unknown person to handle the debit card. If a debit card has to be blocked, use only the card-blocking numbers or channels displayed on the bank’s official website.
Check UPGB Balance Through Passbook
Customers who prefer an offline record can update their passbook at an Uttar Pradesh Gramin Bank branch. An updated passbook shows posted debit and credit entries together with the latest recorded account balance.
This method can be particularly useful for customers who want a physical transaction record or need to compare recent entries with the balance received through a digital channel.
Website url https://upgb.bank.in/
FAQs
1. Is 9986454440 the official Uttar Pradesh Gramin Bank missed-call balance number?
Yes. The current UPGB Miss Call Facility page publishes 9986454440 for balance enquiry. The bank’s post-amalgamation migration FAQ also confirms the same number for customers of the merged predecessor banks.
2. Why am I not receiving a balance SMS after giving a missed call?
The call must be made from a mobile number registered with the bank. The account should also be an eligible SB, CA, OD or CC account linked under the Customer ID. The bank states that the service is for resident accounts using domestic mobile numbers. If the registered number has changed, contact the base branch and update it.
3. Does Uttar Pradesh Gramin Bank have a separate BAL SMS number?
The current official public pages do not publish a separate BAL keyword and SMS destination number specifically for customer-initiated balance enquiry. The missed-call service itself sends the balance through SMS after a call to 9986454440. Customers should avoid unverified SMS commands from third-party websites.
4. Can one missed call return the balance of more than one UPGB account?
The bank states that the missed-call facility can provide balances for eligible Savings Bank, Current Account, Overdraft and Cash Credit accounts linked under the same Customer ID. If accounts are not correctly linked under the Customer ID or the registered mobile number is different, contact the branch for correction.
